Maybe your thinking that this all sounds to good to be true or that your situation doesn't apply. That's what a lot of our clients thought until we helped them escape the anxiety and stress of too much debt. Don't take our word for it, pour yourself a cup of coffee and read first-hand how we can change your life. It worked for them ~ It WILL work for you!

Sheila O. of Tempe, Arizona:
"When I joined AFCC, I was in debt so bad I didn't think anyone could help. I have not had many breaks in my life but AFCC was one of the few that helped me and I am so grateful to them. I tell everyone I know."

Charles & Janine C. of Phoenix Arizona:
"I can honestly say that you saved our financial life! We came to you deeply in debt. My wife and I would recommend AFCC to anyone in financial trouble."

Max H. of Phoenix, Arizona:
"My AFCC, Inc. personal payment plan has been the answer to my desperate prayers. After three years in this program, I am planning early retirement, something impossible before AFCC. I will forever be grateful for this helping hand when I could see no way out of the financial hole I had put myself in. God Bless AFCC."

Donald V. of Dekalb, Illinois:
"The most effective result of joining your program was in obtaining interest rate reductions. These reductions mean more of my payments go to account balances and will greatly reduce my time making payments."

Danne & Barbara C. of Glendale, Arizona:
"We wanted to pay our bills and AFCC showed us how. AFCC gave us a ladder and helped us climb each rung until we reached the top of the brick wall. And, they did it with professionalism and sensitivity. We have been with the program for 14 months now and want to thank AFCC for helping us save our credit."

Michael & Carmen S. of Scottsdale, Arizona:
"We are very thankful to have chosen American Family Credit Counseling. They made us feel comfortable and at ease and never made us feel embarrassed. We highly recommend the AFCC services."

Emmett & Marsha A. of Mesa, Arizona:
"At first we thought bankruptcy might be the only way out for us, then we heard about AFCC. What a blessing this company and its' people have been to us! They didn't make us feel guilty or bad about our situation. They have always been there to answer questions and give us encouragement when needed. This company and its' people are truly a blessing to us! Thanks AFCC."

John M. of El Mirage, Arizona:
"I checked with other credit-counseling companies, a lot of them wanted a lot of extra money to help me. AFCC did not. I was almost ready for bankruptcy till I found American Family and they have really helped me."

Randy & Ofelia S. of Mesa, Arizona:
"AFCC has been a valuable tool in my efforts to get my finances under control. By utilizing AFCC's flexible payment schedule, I have been able to repay my debt without the hassle from creditors."

Scott & Karen D. of Chandler, Arizona:
"American Family has greatly improved our finances. I have thought of bankruptcy but American Family has changed my mind. I have been in credit counseling for six months and highly recommend them! Thank you American Family!"

Charles & Bonnie F. of St.Augustine, Florida:
"When we went to AFCC, we had lost my income to stay home with a sick child. Not only were bill collectors calling, they were coming to my house! AFCC gave me room to breathe again and focus on the priorities of my family again. Thanks AFCC."

Amy B. of Tempe, Arizona:
"American Family helped me to pay off my debt with dignity. In two years I'll be debt free." Benjamin T. of Phoenix, Arizona: "When I was first introduced to American Family by a friend, I had over $18,000 in debt and at the time, that was more money than I made in a whole year. AFCC helped me not only to keep me from drowning in my bills, but in just a little over two years, I have paid off over 90% of my debt and have substantial savings too. Thanks for the new found financial confidence and true freedom of being debt free!!"

Lee & Michelle K. of Phoenix, Arizona:
"American Family Credit Counseling, Inc. has helped by making it possible to make one payment we could afford and stopping harassing phone calls from the creditors. It's a great feeling to know we are paying off our credit cards and our credit rating will be re-established when the cards are cleared."

Ron & Fran M. of Phoenix, Arizona:
"Two years ago, before we signed up with AFCC, we were so far behind with our credit cards we were receiving calls daily at home and work from creditors. We were desperately trying to pay the cards, but my husband had become very ill and had no income. When we signed on with AFCC, it was like someone lifted a ton from our shoulders. We can at least see some light at the end of the tunnel (and no more phone calls!!). Everyday we thank God for directing us to AFCC. Please keep on with your wonderful program and thank you, thank you, thank you for helping us."

Portia G. of Detroit, Michigan:
"When I first contracted American Family Credit Counseling, I was in a desperate situation. Thanks AFCC; you saved my financial life."

Howard & Catina R. of Mesquite, Texas:
"American Family Credit Counseling has helped our family so much. I am grateful to have found your service. Each month as I see our debt get lower and lower, I am glad we chose your company. Your company is a lifesaver and I am glad I chose AFCC over bankruptcy."

Jody L. of Chandler, Arizona:
"Great help! Really put my mind at ease. The staff is awesome - they remember your name and actually care about you."

Gary C. of Scottsdale, Arizona:
"Before I was referred to AFCC, I was $9,000 in debt. My creditors started calling and charging me for being late. I then began receiving letters threatening litigation. Within a week of consulting AFCC, the calls stopped. It was a huge relief to get the creditors off my back. Everyone at AFCC is very nice and knows their profession well. If anyone is concerned about paying a $10 charge, let me just say that I would pay $50 for the service if I had to."